Located in the center of the state, Indianapolis is home to 887,642 residents, of which 108,292 are aged 65 or older. With strong job growth, low tax rates and an overall cost of living that’s 16.5% lower than the national average, Indianapolis offers retirees attractive options to stretch their incomes. Seniors also have access to the city’s high number of Medicare-registered physicians and more than 20 hospitals, including Richard L. Roudebush VA Medical Center and Indiana University Health.

Assisted living communities provide seniors assistance with managing daily activities, such as personal care, medications and transportation. Individuals who don’t need a nursing home’s around-the-clock medical care could benefit from living in a secure and supportive environment. Seniors in Indianapolis pay an average of $4,478 per month for assisted living care, which is about 4.5% higher than Indiana’s $4,283.

This guide includes details about the local recourses available to seniors and the average cost of assisted living. It also offers insight into the advantages and challenges of retiring in the Indianapolis area. 

Directory of Assisted Living Facilities in Indianapolis, IN

2016

Rosegate Assisted Living and Garden Homes

7525 Rosegate Drive, Indianapolis, IN, 46237

Rosegate Assisted Living and Garden Homes is an assisted living facility located close to the I-65 in Greenwood, Indiana. It’s a short distance from shopping centers, dining and hospitals, and residen … (read more)
Rosegate Assisted Living and Garden Homes is an assisted living facility located close to the I-65 in Greenwood, Indiana. It’s a short distance from shopping centers, dining and hospitals, and residen … (read more)

Traditions at Solana

7721 Battery Pointe Way, Indianapolis, IN, 46240

Traditions at Solana in the Indianapolis suburb of Washington Township enjoys a uniquely situated area between the White River and its nearby bay. The community’s residents and their loved ones recomm … (read more)
Traditions at Solana in the Indianapolis suburb of Washington Township enjoys a uniquely situated area between the White River and its nearby bay. The community’s residents and their loved ones recomm … (read more)

Traditions at North Willow

1703 W. 86th Street, Indianapolis, IN, 46260

Traditions at North Willow is a comfortable and welcoming independent living community nestled in the heart of the North Willow neighborhood. Living options include studio, one-bedroom and two-bedroom … (read more)
Traditions at North Willow is a comfortable and welcoming independent living community nestled in the heart of the North Willow neighborhood. Living options include studio, one-bedroom and two-bedroom … (read more)

American Village

2026 E. 54th Street, Indianapolis, IN, 46220

American Village in Indianapolis is the epitome of a great assisted living facility. Housing options, such as garden homes, independent living and assisted living, offer seniors options through every … (read more)
American Village in Indianapolis is the epitome of a great assisted living facility. Housing options, such as garden homes, independent living and assisted living, offer seniors options through every … (read more)

Magnolia Springs SouthPointe

4926 Sir Barton Way, Indianapolis, IN, 46237

Magnolia Springs SouthPointe in Indianapolis, Indiana, is a premier facility offering spacious rooms with small kitchens complete with a microwave, refrigerator and sink. The interior common spaces ar … (read more)
Magnolia Springs SouthPointe in Indianapolis, Indiana, is a premier facility offering spacious rooms with small kitchens complete with a microwave, refrigerator and sink. The interior common spaces ar … (read more)

The Wellington at Southport

7212 US-31, Indianapolis, IN, 46227

The Wellington at Southport is located on the south side of Indianapolis near U.S. Highway 31 and numerous stores and restaurants. Visitors compliment the well-kept grounds, lovely surroundings and pe … (read more)
The Wellington at Southport is located on the south side of Indianapolis near U.S. Highway 31 and numerous stores and restaurants. Visitors compliment the well-kept grounds, lovely surroundings and pe … (read more)

Bloom at German Church

2250 Harvest Moon Drive, Indianapolis, IN, 46229

We went to the Bloom at German Church. I liked everything. The lady that we talked to was very nice and very helpful. My sister thought the studio was too small, but I thought it was nice for what she … (read more)
We went to the Bloom at German Church. I liked everything. The lady that we talked to was very nice and very helpful. My sister thought the studio was too small, but I thought it was nice for what she … (read more)

Kesslerwood Place

5011 Kessler Blvd East, Indianapolis, IN, 46220

Kesslerwood Place was beautiful. The rooms were nice and large. They said that the food was excellent. It was very close to us, but the cost was high. The room had a refrigerator and a sink. They have … (read more)
Kesslerwood Place was beautiful. The rooms were nice and large. They said that the food was excellent. It was very close to us, but the cost was high. The room had a refrigerator and a sink. They have … (read more)

Altenheim Senior Living

3525 East Hanna Avenue, Indianapolis, IN, 46237

Altenheim Senior Living is an assisted living facility located in Indianapolis, Indiana, close to a major freeway and a bustling shopping district. The facility resides on a 32-acre campus and offers … (read more)
Altenheim Senior Living is an assisted living facility located in Indianapolis, Indiana, close to a major freeway and a bustling shopping district. The facility resides on a 32-acre campus and offers … (read more)

Greenbriar Village

8800 Spoon Dr, Indianapolis, IN, 46219

I went to Greenbriar Village. I would give it a 10 out of a 10. It was an excellent facility. The admission director was excellent explaining everything, explaining the costs, and explaining what they … (read more)
I went to Greenbriar Village. I would give it a 10 out of a 10. It was an excellent facility. The admission director was excellent explaining everything, explaining the costs, and explaining what they … (read more)

Oasis at 30th

5651 East 30th Street, Indianapolis, IN, 46218

Terrible staffing. Kitchen staff is rude and intimidating when you ask for anything. Never any supplies now you have to bring your own cups and don’t ask for salt pepper or what to drink. Staff member … (read more)
Terrible staffing. Kitchen staff is rude and intimidating when you ask for anything. Never any supplies now you have to bring your own cups and don’t ask for salt pepper or what to drink. Staff member … (read more)

Glasswater Creek of Plainfield

10480 Glasswater Lane, Indianapolis, IN, 46231

This community is beautiful and the staff are top notch. My family and I are so happy we made the right choice for our mother. The new administration and Dietary team are doing a great job moving th … (read more)
This community is beautiful and the staff are top notch. My family and I are so happy we made the right choice for our mother. The new administration and Dietary team are doing a great job moving th … (read more)

2015

Willow Lake Place

2725 Lake Circle Drive, Indianapolis, IN, 46268

I toured Willow Lake Place. It was very nice, but I think it was probably smaller. The staff members were friendly. The dining area was sort of sparse but clean. The room we saw was nice, but it wasn’ … (read more)
I toured Willow Lake Place. It was very nice, but I think it was probably smaller. The staff members were friendly. The dining area was sort of sparse but clean. The room we saw was nice, but it wasn’ … (read more)

Bloom At Eagle Creek

5045 West 52nd Street, Indianapolis, IN, 46254

Bloom at Eagle Creek is located east of Brownsburg, Indiana, in the western section of Indianapolis, minutes away from Little Eagle Creek and Interstate 65. Residents and visitors appreciate the staff … (read more)
Bloom at Eagle Creek is located east of Brownsburg, Indiana, in the western section of Indianapolis, minutes away from Little Eagle Creek and Interstate 65. Residents and visitors appreciate the staff … (read more)

The Harrison

3060 Valley Farms Rd, Indianapolis, IN, 46214

Located in Indianapolis, Indiana, The Harrison is near Interstate 74, Monument Circle and Indianapolis Museum of Art. The facility provides a number of amenities, such as housekeeping and laundry serv … (read more)
Located in Indianapolis, Indiana, The Harrison is near Interstate 74, Monument Circle and Indianapolis Museum of Art. The facility provides a number of amenities, such as housekeeping and laundry serv … (read more)

Oasis at 56th

4940 W. 56th Street, Indianapolis, IN, 46254

I went to look at Oasis at 56th. The staff was nice and friendly. She gave me a tour of the area. They were not able to accommodate my mother, mostly because she is on a special diet. She’s on puree f … (read more)
I went to look at Oasis at 56th. The staff was nice and friendly. She gave me a tour of the area. They were not able to accommodate my mother, mostly because she is on a special diet. She’s on puree f … (read more)

Crown Senior Living Indianapolis

7960 N. Shadeland Drive, Indianapolis, IN, 46250

I had an excellent visit with Crown Senior Living. I was very impressed. The staff was excellent and very caring. The food was so good. They had steak, broccoli, and mashed potatoes. The facility itse … (read more)
I had an excellent visit with Crown Senior Living. I was very impressed. The staff was excellent and very caring. The food was so good. They had steak, broccoli, and mashed potatoes. The facility itse … (read more)

Anthology of Meridian Hills

8549 N. Meridian, Indianapolis, IN, 46260

We just pulled my mother out of anthology. When she moved in 3 years ago, it was called stonecrest and under different management. Our goal was to transition from AL to memory care when the time cam … (read more)
We just pulled my mother out of anthology. When she moved in 3 years ago, it was called stonecrest and under different management. Our goal was to transition from AL to memory care when the time cam … (read more)

2014, 2016

Wyndmoor of Castleton

8480 Craig Street, Indianapolis, IN, 46250

We went to the Wyndmoor of Castleton today. I liked it, I think my mother liked it. Laurie, the assistant director, was a very, very lovely lady. She was very thorough, gave us the tour. She introduce … (read more)
We went to the Wyndmoor of Castleton today. I liked it, I think my mother liked it. Laurie, the assistant director, was a very, very lovely lady. She was very thorough, gave us the tour. She introduce … (read more)

2013, 2016

Five Star Residences of Banta Pointe

6510 U.S. 31 South, Indianapolis, IN, 46227

Five Star Residences of Banta Pointe was a small place. They had a lot of the things that I needed at this point. I liked the two-bedroom apartments. They were nice, big, cozy, and had a garage. They … (read more)
Five Star Residences of Banta Pointe was a small place. They had a lot of the things that I needed at this point. I liked the two-bedroom apartments. They were nice, big, cozy, and had a garage. They … (read more)

COVID-19 Rules for Assisted Living in Indianapolis

Since most COVID-19 rules for Assisted Living Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Assisted Living in Indiana. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.

What to Consider About Assisted Living in Indianapolis

The Indiana Department of Health Division of Long Term Care/Nursing Homes oversees all long-term care facilities throughout the state, including those in the Indianapolis area. The department also manages state licensing and federal certification programs, and its representatives perform routine inspections to ensure that the facilities comply with Indiana’s regulations.

Benefits and Drawbacks of Assisted Living in Indianapolis

  • Indianapolis residents enjoy four distinct seasons with generally pleasant winters and summers. The area’s average precipitation levels also appeal to active individuals who appreciate outdoor activities. Although January typically produces more than 6 inches of snow, and July’s humidity can be draining, Indianapolis’s overall weather index of 8.6 indicates a comfortable year-round climate.
  • While Indianapolis’ senior residents only account for 12.2% of the city’s total population, the area’s 272 physicians per 100,000 population is well above the national norm of 210 per 100,000. Individuals in this demographic also benefit from health care costs that are 13.5% lower than the United States’ average. The city’s health rating falters, with low water and air quality ratings; however, the city’s participation in the EPA’s Superfund program indicates a focused effort to clean up areas that may cause health risks.
  • As with most large cities, Indianapolis has a problem with property and violent crime. However, seniors who decide to live in an assisted living community typically enjoy 24/7 security features, such as video surveillance.
  • The low cost of living in Indianapolis helps seniors afford a comfortable retirement. The city’s grocery and housing costs are only marginally higher than the state’s. However, its 93.6 index for groceries is 6.4% lower than the nation’s, and its housing costs rest at 38% below the U.S. average. The region’s winter and summer temperatures require consistent and reliable utilities, and this is one area in which seniors, and all residents, can benefit. Indianapolis’ rates are 7.2% below the state’s and 9.8% less than the national average.
  • Indianapolis is home to several large employers, including Lilly, an Amazon fulfillment center, IUPUI and a thriving farm-to-table restaurant culture and convention and hospitality industry. Each contributed to the area’s recent 2.5% job market increase. They also factor into Indianapolis’ 37.5% predicted future job growth, which is 11% higher than the U.S.’s 33.5%. A strong economy supports necessary senior resources.

Paying for Assisted Living in Indianapolis

According to Genworth’s Cost of Care Survey, Indianapolis’ assisted living costs average $4,478 per month. Indiana’s state average is $4,283, and the national median is $4,500.

The Cost of Assisted Living in Nearby Cities

Indianapolis’ $4,478 average monthly assisted living costs represent a midrange of rates for cities throughout Indiana. South Bend offers a considerably lower average monthly rate of $3,308, and Fort Wayne’s $3,485 is nearly $1,000 less than Indy’s. However, Terre Haute’s $4,948 and Lafayette’s $5,255 averages are considerably higher than Indianapolis’ monthly costs.

$4478

Indianapolis

$4283

Indiana

$4500

The United States

$4948

Terre Haute

$3485

Fort Wayne

$3308

South Bend

$5255

Lafayette

The Cost of Other Types of Senior Care 

Seniors in Indianapolis have several options for long-term care. With a monthly cost of $1,625, adult day health care is the most affordable alternative for individuals who only require weekday supervision. Homemaker services average $5,053 per month, and home health aide services cost $4,957, providing choices for seniors who want to remain in their homes. Nursing homes offer the highest level of care and the highest price tags. Semiprivate rooms average $7,057 a month, and the norm for private rooms is $8,973 in Indianapolis.

$5053

Homemaker Services

$4957

Home Health Aide

$1625

Adult Day Health Care

$4478

Assisted Living Facility

$7057

Nursing Home Facility (semiprivate room)

$8973

Nursing Home Facility (private room)

Financial Assistance for Assisted Living in Indianapolis

Indiana’s Regional Care Assistance Program (RCAP) helps seniors pay for the monthly cost of assisted living. The state also offers a Medicaid Waiver program, but it only covers costs for seniors residing in an RCF.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Indiana page.

Paying for Assisted Living Facilities in Indiana

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Free Assisted Living Resources in Indianapolis

Indianapolis offers many resources for seniors who currently reside in or are thinking of moving to assisted living facilities. The city’s nonprofit organizations and government agencies provide free and low-cost services, including wellness programs, recreational activities and legal and benefits counseling.

Resource

Contact

Service

(317) 254-5465

The CICOA Aging and In-Home Solutions is one of Indiana's 15 Area Agencies on Aging. The organization supports seniors' long-term care and living choices. Its staff provides quality information for available services and assistance programs, including publicly funded subsidies.

(800) 622-4484

The Indiana Long-Term Care Ombudsman advocates for individuals residing in assisted living facilities and nursing homes. Regulators investigate complaints and endeavor to resolve issues adversely affecting residents' rights, health and safety. While they represent patients' rights, ombudsmen also want to find solutions to problem areas by working with facility staff. The program offers community workshops and in-service training sessions.

(800) 698-2411

VA representatives assist veterans with accessing and determining their available benefits based on their service. Vets may also receive help with completing forms and filing applications for a variety of benefits, including disability, pensions and supplemental pension plans.

(317) 955-2790

The volunteer nonprofit law center is dedicated to advocating for the rights of the area's seniors. The center serves all at-risk elders, regardless of their ability to pay. CARE establishes adult guardianships that protect individuals from exploitation, and it provides emergency guardianship for individuals in imminent danger.

Assisted Living Laws and Regulations in Indianapolis

Indianapolis Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.

Assisted Living Laws and Regulations in Indiana